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Sandstone Technology

Recent Posts

Mobile Banking Apps: Inhouse vs white labeling

Posted by Sandstone Technology on May 11, 2022 9:20:12 AM
Today, most Tier 1 banks develop their mobile banking apps inhouse. For other financial institutions, the path is not so clear. Should they custom build inhouse, maintaining absolute control, or lean on the experience of an external vendor and their white-label solution?
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Topics: Digital Banking

Digital mortgages: the future of lending, here now

Posted by Sandstone Technology on Apr 20, 2022 10:03:10 AM
Sandstone Technology’s Chief Customer Officer, Ross Watts, explains why digital mortgages are no longer a desirable future state: they’re available now and becoming an essential tool in a bank's digital offering. For years, banks and other lenders have been describing their home loans as digital. But often that’s wishful thinking. What sits behind the scenes may be far from a true digital solution.
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Topics: Origination

Re-thinking the e-savings experience for retail and business customers

Posted by Sandstone Technology on Mar 30, 2022 8:50:01 PM
Whether it is personalised content on your social media feeds, instructing Alexa to change the song or using FaceID to gain access to encrypted details on your smart phone, Artificial Intelligence (AI) is something we can no longer ignore and in some cases, we can’t imagine living without it.
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Topics: AI and Machine Learning

Leading banks into the digital era

Posted by Sandstone Technology on Feb 9, 2022 4:42:02 PM
Fintech digital transformation can be made much simpler if partners are willing to drive value in the direction of their customers. With more innovation taking place in the industry, the ability to meet the customers’ needs is what sets a company apart from the rest. As the world continues along its current trajectory towards digital payments and banking services, organisations like Sandstone Technology — with multiple technological capabilities — are encouraging the adoption of fintech among consumers and businesses.
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Topics: Digital Banking

De-risking lending: how to move and scale while staying compliant

Posted by Sandstone Technology on Nov 29, 2021 4:49:10 PM
It’s a precarious time for lenders. Up against increasing demand for a painless customer journey, feeling the pressure to compete and grow, they’re also balancing risk appetite and constant regulatory shifts. Today, many banks and financial institutions recognise that automated digital lending solutions are essential to de-risk at scale, but there are sizeable obstacles to overcome before they get there.
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Topics: Origination

Where AI meets human: getting the mix right in digital banking solutions

Posted by Sandstone Technology on Nov 23, 2021 11:14:49 PM
AI is making a huge difference in digital banking solutions; and beyond that, in consumers’ everyday lives. For countless businesses worldwide, AI is fundamental to their operations.
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Topics: AI and Machine Learning, Digital Banking

APIs drive fast, front-end upgrades that minimise risk and power growth

Posted by Sandstone Technology on Nov 23, 2021 10:37:28 PM
Sandstone Technology’s CEO Michael Phillipou helps explain how APIs make exciting fintech integrations possible with many core banking system, however monolithic and problematic they may be.
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Topics: Digital Banking

Mobile banking security: 5 serious challenges, and the 7 ways to address them

Posted by Sandstone Technology on Nov 11, 2021 10:14:50 AM
Even before the events of 2020, Australian and New Zealand consumers were embracing banking on the go. A 2021 RFI global digital banking study shows that 73% of consumers are using a mobile app to do their banking, with a significant increase of 12% over the past two years. The uptake of mobile banking apps has risen dramatically across all demographics, bringing with it new vulnerabilities.
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Topics: mobile and digital banking, Digital Banking

Ahead of the eight – The Fintech Magazine Interview

Posted by Sandstone Technology on Aug 27, 2021 2:12:42 AM
Michael Phillipou brings a unique combination of skills to his new role as CEO of Sandstone Technology – including that of an Australian Football League pundit. In an exclusive interview with Fintech Finance, Phillipou talk tactics as he maps out his plans to expand on the back of open banking.
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Topics: Data & Open Banking, Featured Data & Open Banking, Featured AI and Machine Learning, Featured Origination

The big 3 challenges in trying to achieve single customer view

Posted by Sandstone Technology on Aug 9, 2021 10:15:17 PM
The value of a single, authoritative customer view is well established, and offers many advantages, from segmentation to risk reduction and customer retention. But as Sandstone Technology Chief Customer Officer Ross Watts, explains, there are three major hurdles to be overcome for incumbents.
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Topics: Digital Banking, Data & Open Banking


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